🚀 Which DeFi are you using to earn, and why do you find it profitable?

Community Hub Guilds Marketing Guild
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Hey! :waving_hand:

DeFi hasn’t gone anywhere on the contrary, it’s evolving fast. If before all roads led to AAVE or Compound, today new protocols are emerging with high APY and innovative mechanics.

Some of the projects currently being talked about:

  • Morpho – an optimized DeFi Borrowing/Lending protocol with dynamic liquidity pools.

  • Silo Finance – reduces risk with isolated pools for each asset.

  • Euler v2 (relaunched) – modular lending/borrowing markets.

  • Gearbox – leveraged lending & credit accounts.

  • Dolomite, Radiant, Ionic, Ajna – new players offering high APR/APY and cross-chain support.

  • Aerodrome, Kamino, MarginFi – rapidly growing thanks to attractive liquidity and trader incentives.

What’s interesting is that competition is heating up. Each protocol is experimenting with ways to attract users:

  • extra bonuses for early deposits,

  • loyalty programs for liquidity providers,

  • gasless transactions and built-in onchain incentives,

  • unique mechanics (e.g., tokenized credit or modular vaults).

:red_question_mark: A few questions for you:

  • Which new DeFi protocols are you currently using?
  • What initially attracted you to try it? Was it a quest, a special bonus, an extra APY promotion, or maybe just curiosity about a new mechanic?
  • What exactly do you find profitable – Borrowing, Lending, Staking, or Liquidity Pools?
  • Which conditions make you stay with a project and consider it truly competitive?

:light_bulb: Share your experience – it will help everyone better understand how the next generation of DeFi Borrowing/Lending works and which protocols are truly worth attention.

:warning: Not financial advice. Always DYOR before investing, borrowing, or staking.

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The diversity in DeFi is truly impressive. Especially new protocols offering both risk management and high APYs. A small suggestion: enhancing user experience and educational materials could make these projects’ complexities more approachable.

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Nice point, Han. I indeed still believe than in 2025, most people use CEXs for staking or getting some passive income, and DEX are not largely used, of course there are more users, however I also believe too many are going out there, without solving the real pain point of actually attracting also new bees and make the Landing/Staking experience user friendly also for a new user.

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I couldnt agree more Cris, what is the gap for this ?

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The gap is mostly in user experience and onboarding. Many platforms assume people already know how to connect wallets, stake, or navigate DeFi tools, but for new users, that’s intimidating. Making landing pages, staking flows, and tutorials super clear, simple, and beginner-friendly could bring in a lot more “new bees” and actually grow the community beyond experienced users.

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You could even create some real-world cases, imagine a grandpa, over 50, non-tech, trying to use a DEX. Ask yourself: why would he prefer a CEX? Everything there feels like online banking, familiar, safe, and “trustworthy.” Until DeFi can feel that simple and intuitive, we’re mostly reaching experienced users, not really expanding the market.

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